Why You Shouldn’t Use Credit for Daily Expenses

“Credit cards are tempting, but using them for daily expenses is a quick way to spiral into more debt.”  “Here’s why: Every time you swipe your credit card, you’re accumulating debt. While you might think, ‘I’ll just pay it off next month,’ it can become a cycle if you’re constantly carrying balances and paying interest.” “Instead of using credit cards for everyday items, try switching to cash or a debit card for smaller purchases. This helps you stay in control of your spending and ensures you’re not building up debt for things you don’t need.”  “Remember, if you can’t afford it with cash or a debit card, you probably can’t afford it on credit either.”