As the cost of living continues to rise, even with increasing wages and higher asset values like real estate and retirement accounts, many people still find themselves struggling. Credit card interest rates and day-to-day expenses make it hard for individuals to break free from debt. Bankruptcy, particularly Chapter 7, remains a crucial option for those needing a fresh financial start when they cannot manage debt on their own. As long as these financial pressures persist, bankruptcy will continue to serve as an important tool for relief.
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