Pay Off High-Interest Cards First

When tackling credit card debt, it’s smart to focus on the cards with the highest interest rates first. Why? Because those cards are costing you the most money. By paying off high-interest balances first, you minimize the amount you’re paying in interest over time. This strategy, known as the avalanche method, can help you get out of debt faster. Once the high-interest card is paid off, you can move on to the next one. It’s a more efficient way to tackle your debt and can save you hundreds, if not thousands, in interest.