How to Avoid Falling Back into Credit Card Debt

Getting out of credit card debt is a huge victory, but it’s important to avoid falling back into debt. Here’s how.  Start by creating a budget that focuses on debt repayment and saving. Set limits on discretionary spending and ensure you’re always making more than the minimum payment on any remaining balances.
Another strategy is to keep your credit cards at home or cut them up, especially if you tend to overspend when they’re in your wallet.
Discipline is key. By tracking your spending and sticking to a strict budget, you’ll avoid slipping back into the cycle of credit card debt.