Cut Your Credit Card Spending in 3 Easy Steps

“Here are three proven steps to cut your credit card spending and avoid adding more debt to your balance.”
“Step 1: Track your spending. Use a budgeting app or a simple spreadsheet to monitor where your money is going. Most people don’t realize how much they’re spending on small, everyday purchases like coffee, lunch, or shopping until they see it in black and white.”
“Step 2: Set a monthly spending limit for non-essentials. This is critical—by setting boundaries, you’ll stop impulse purchases that contribute to your debt.”
“Step 3: Leave your credit cards at home. Carry cash or use a debit card for daily expenses. This will help you avoid swiping for items you don’t need and prevent unnecessary spending.”
“Small changes like these add up, and over time, you’ll see a significant reduction in your debt.”