“Do You Need to Provide Bank Statements When Filing for Bankruptcy? It Depends on Your Trustee”

Whether you need to submit recent bank statements when filing for bankruptcy depends on the trustee assigned to your case. Some trustees require the most recent two months of statements, while others may not ask for any at all. Attorney David Siegel will guide you through the process, ensuring you meet the trustee’s specific requirements […]

“How Long Does It Take to File Chapter 7 Bankruptcy? Here’s What You Need to Know”

  Filing Chapter 7 bankruptcy can be a fast process, often completed in just a few days to weeks, depending on how quickly you can gather the necessary documents and complete pre-filing requirements, such as credit counseling, proof of income, and tax records. Once everything is in order and the filing fees are taken care […]

“Concerned About Bankruptcy Ruining Your Credit? Chapter 7 Could Offer Relief and a Fresh Start!”

If you’re struggling with declining credit and endless minimum payments, Chapter 7 bankruptcy might be the solution you need to wipe the slate clean. While concerns about credit recovery are common, you may be eligible for new credit opportunities within six months to two years after filing. Attorney David Siegel is here to answer questions […]

“Tired of Debt Collector Calls and Threats? Chapter 7 or Chapter 13 Bankruptcy Could Bring Relief!”

If constant calls, letters, and threats from debt collectors are overwhelming you, bankruptcy under Chapter 7 or Chapter 13 might provide the relief you need. Chapter 7 offers a fresh start by eliminating unsecured debt, while Chapter 13 allows debt consolidation and reorganization over time. Both options could help end creditor harassment and bring financial […]

Chapter 7 Bankruptcy: A Fresh Start for Those Overwhelmed by Debt

If you’re struggling to keep up with essential expenses—like rent, food, and utilities—while debt continues to pile up, you’re not alone. Millions of Americans face financial hardships that can make even basic expenses feel overwhelming. Chapter 7 bankruptcy may provide the lifeline you need to reset your finances, eliminate burdensome debt, and regain control over your financial […]

“Worried About Asset Protection from Debt Collectors? Chapter 7 or Chapter 13 Bankruptcy Could Help”

  If you’re concerned about a potential judgment lien on your home, wage garnishments, or bank attachments, you’re not alone. Financial struggles can lead to these real threats, but there are ways to protect your assets. Chapter 13 bankruptcy allows you to repay debt over three to five years, safeguarding your assets, while Chapter 7 […]

Can Bankruptcy Filing Affect Employment Prospects?

  Yes, bankruptcy can affect your job or future employment prospects, but the impact is generally limited and depends on the type of job you’re seeking, the industry, and the policies of the employer. Below is a detailed breakdown of how bankruptcy can potentially affect your employment, both in the short term and long term: […]

Eligibility To File Bankruptcy Under Chapter 7 And Chapter 13

Determining whether you’re eligible to file for bankruptcy, and which type of bankruptcy you should file, depends on several factors related to your income, assets, debts, and financial goals. Below is a breakdown to help you assess your eligibility and decide which type of bankruptcy (Chapter 7 or Chapter 13) may be appropriate for you. […]

Medical Debts & Chapter 7 Bankruptcy Filings

In a Chapter 7 bankruptcy, medical debts are generally treated as unsecured, non-priority debts. This means they are similar to credit card debts or personal loans in that they are not tied to any specific collateral and don’t receive special treatment under bankruptcy law. Here’s a breakdown of how medical debts are handled in Chapter […]